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All About Your HSA/FSA

Why spend out-of-pocket money when you can use your HSA or FSA funds for your contact lenses?



What's an HSA/FSA?

An HSA (Health Savings Account) or FSA (Flexible Spending Account) is a benefit that’s offered by many employers that lets you set aside pre-tax dollars from every paycheck to use on healthcare expenses that aren’t covered by insurance.

Save Money

How do HSA/FSAs work?

When you need to pay for health-related expenses (including eye care!) you can use the funds for the part that’s not covered by insurance. You save money because the funds were set aside before taxes were deducted from them. 


Do HSA/FSAs expire?

As a general rule, FSA funds must be used by December 31 or your company (the account owner) gets the money back. HSA funds do not have an expiration date. Be sure to check with your specific plan for your exact deadline and other details, whether you have an FSA or HSA.

Ways to use HSA/FSA funds for eye care:

  • Eye Exams
  • Prescription Frames and Lenses
  • Prescription Sunglasses
  • Contact Lenses (and Cleaning Solution)
  • Eye Drops

HSA/FSA funds are great if you don’t have insurance OR if you’ve used your insurance benefits for the year. Particularly if you’re getting close to your FSA deadline and have money you need to spend, you can use your funds on backup contacts!

Eyeglasses and Contact Lenses

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